Rates from 8.9% APR  - 8.9% APR Representative
PCP Finance

PCP Finance

From hatchbacks to hypercars, we offer a range of pcp finance options to help get you a great deal.

WE ARE A CREDIT BROKER, NOT A LENDER
How It Works
1

Calculate your finance options online

2

Apply online, or contact our team

3

Complete video verification & E-Sign your documents

4

We pay the dealer and you collect your new car!

PCP FINANCE EXAMPLE

Representative example - Mini JCW

£22,899

Deposit £4,000
Amount of credit £18,899
Total amount payable £27,904.66
Final Instalment/Balloon £9,932.5
Interest Charges £4,995.66
Regular monthly instalment £297.28
Duration of agreement 48 months
Representative APR 8.9%
Type of interest Fixed

*This PCP finance example is for illustration purposes only. Please contact our finance team for a tailored quotation.

What are the benefits of Personal Contract Purchase?

  • Flexible deposit options at the start
  • Lower monthly payments than Hire Purchase
  • Fixed monthly payments throughout the term of the agreement
  • Three options at the end of your agreement
  • Easy to budget for your next car purchase

Why choose a PCP?

PCPs are great if you want to change your car on a regular cycle and enjoy fixed monthly payments that are lower than a traditional Hire Purchase.

Things to consider

  • Charges – a PCP agreement could work out to be more expensive overall compared to a hire purchase agreement for an equivalent vehicle.
  • If you decide to return the vehicle, make sure it is in good condition as you could be responsible for any repairs if it is not.
  • Make sure you estimate your annual mileage with care as there will be charges for additional miles above the amount agreed.