Call us and get a tailored quote on your chosen car (or apply online).
When you are happy, we’ll create and submit your application to your chosen lender.
Once approved, pay a deposit to the dealer and sign & return the finance documents to us.
We pay the dealer - you pick up your new car!
Representative example - Mercedes A35
|Amount of credit
|Total amount payable
|Regular monthly instalment
|Duration of agreement
|Type of interest
*This PCP finance example is for illustration purposes only. Please contact our finance team for a tailored quotation.
What are the benefits of Personal Contract Purchase?
- Flexible deposit options at the start
- Lower monthly payments than Hire Purchase
- Fixed monthly payments throughout the term of the agreement
- Three options at the end of your agreement
- Easy to budget for your next car purchase
Why choose a PCP?
PCPs are great if you want to change your car on a regular cycle and enjoy fixed monthly payments that are lower than a traditional Hire Purchase.
Things to consider
- Charges – a PCP agreement could work out to be more expensive overall compared to a hire purchase agreement for an equivalent vehicle.
- If you decide to return the vehicle, make sure it is in good condition as you could be responsible for any repairs if it is not.
- Make sure you estimate your annual mileage with care as there will be charges for additional miles above the amount agreed.