Lotus finance - Great rates for your Emira, Exige, Evora, Elise and more - from Magnitude Finance.
WE ARE A CREDIT BROKER, NOT A LENDER
LOTUS FINANCE
Standing alone as a brand dedicated to pure drivers’ cars, Lotus focuses on “innovative engineering, cutting-edge technologies and advanced materials”. We provide tailored Lotus finance facilities for the complete range of Lotus products..
Magnitude Finance has access to the most competitive rates from a panel of over 20 specialist prestige and performance car finance lenders so we can quickly search for and recommend the best rates and offers for you.
Our unique online Lotus finance calculator provides instant, accurate PCP, hire purchase and balanced payments estimates.
If you would like to vary the terms, reduce your monthly payments or find out more about the options available to you, please send us a message or call our team.
You’ll speak directly to someone who has arranged finance for many Lotus cars – not a call centre.
Finance Types
Hire Purchase
Under a Hire Purchase agreement, you usually pay a deposit at the start of the agreement. You then pay the rest of the value of the car in instalments, over a period of between 3 and 5 years.
Balanced Payment Plan
A Balanced Payment Plan offers the benefits of a fixed monthly payment, however tracks the changes in the finance house base rate, LIBOR or bank base, depending on the agreement.
Personal Contract Purchase
PCP is a popular way of financing a vehicle and is usually based upon a Hire Purchase agreement. The main difference is that the vehicle’s value at the end of the agreement is calculated at the start.
Specialist Facilities
We have access to a number of specialist lenders that will look at high value vehicles over £1 million, classic and exotic cars, refinancing existing deals, equity release or even assets other than vehicles.
Representative example - Lotus Emira
£75,000
| Deposit | £20,000 |
| Amount of credit | £55,000 |
| Total amount payable | £93,000.75 |
| Final installment/balloon | £39,313.50 |
| Interest Charges | £17,999.75 |
| Regular monthly instalment | £716.75 |
| Duration of agreement | 48 months |
| Representative APR | 9.9% |
| Type of interest | Fixed |
*This Lotus PCP finance example is for illustration purposes only. Please contact our finance team for a tailored quotation.
Our finance calculator and concierge
service makes financing your car simple.
Call us and get a tailored quote on your chosen car (or apply online).
When you are happy, we’ll create and submit your application to your chosen lender.
Once approved, pay a deposit to the dealer and sign & return the finance documents to us.
We pay the dealer - you pick up your new car!
Magnitude offer finance for all Lotus models over £25,000 - we are especially good at funding Lotus cars under 10 years old.
Why choose Magnitude?
- Competitive rates
- Wide choice of agreements and lenders
- Expert advice
- Fast response times
- Ethical lenders
- Part of DSG Financial Services – 30 years of experience
Our experience is unrivalled
With over 30 years in business building strong relationships with consumers, dealers and manufacturers, no other prestige car finance specialist can match our experience.
As part of DSG Financial Services, we have been able to negotiate the very best terms from our lenders on behalf of our customers, so you can expect lower rates than most of our competitors are able to offer – just try us and see.
Our commitment
Magnitude work in your best interests – not those of manufacturers or dealers – to always offer the best overall package for you.