Lamborghini Buyer’s Guide

Lamborghini Buyer’s Guide

Many people who are keen to buy a Lamborghini are likely familiar with the raging bull on the badge affixed to the luxury cars released under the brand. With our help, you can ‘take the bull by the horns’, so to speak, and fund a Lamborghini car purchase with one of our finance packages

Strictly speaking, however, you would not just be buying from a brand. You would also be buying from a company: Automobili Lamborghini S.p.A., which often refreshes and adds to its product line. 

By keeping up with this strategy, the now more-than-58-year-old supercar maker has helped itself to establish and build a high level of prominence in the public (bulls)eye.

If you’re interested in buying a Lamborghini, this guide is made for you. We’ll cover: 

  • The history of Lamborghini
  • Financial concerns about buying and owning Lamborghinis 
  • Examples of great Lamborghini models on the market 
  • The experience of driving Lamborghinis

History of Lamborghini

The Lamborghini car brand was the brainchild of the Italian magnate Ferruccio Lamborghini, who had already established the agricultural machinery manufacturer Lamborghini Trattori — a company still in existence — when, in the 1960s, he decided to enter the automotive field as well. 

One major driving force (if you will excuse the pun) for this was the longstanding success of Ferrari, at that point already an esteemed Italian brand, in making ground tourer (GT) cars. Indeed, the 350 GT was one of the first Lamborghini car models to be released onto the market.

Upon its 1966 introduction, the sports coupé the Lamborghini Miura drew notice for being the first supercar to have a rear mid-engined two-seat layout, which has since become standard in supercars. However, Lamborghini itself was soon to enter a more tumultuous period.

This included a drop in sales sparked by an early-1970s stock market crash and the concurrent oil crisis. Subsequently, Lamborghini’s ownership changed multiple times before eventually being handed to the Volkswagen Group in 1998. 

Lamborghini has since benefitted immensely from its place within Volkswagen’s Audi division, having unveiled a large number of new products and model lines taking advantage of technology shared between Lamborghini and its parent company, the Volkswagen Group.

Looking to buy a Lamborghini? Why car finance is the go-to choice

Usually, the older a particular model of car is, the lower you can realistically expect its asking price to be. One major reason why is that cars are typically meant to be taken onto the road on a regular basis — and repeatedly using a vehicle in this way can make it more prone to breaking.

However, it’s a very different situation with Lamborghini cars, as these are often prized for more than just the driving experience they offer, sublime though that is. Lambos tend to draw a lot of notice for their beauty, too — and thus commonly feature on magazine covers and bedroom walls.

Hence, it’s hardly unusual for a Lamborghini vehicle to hold much of its retail value long after being driven out of the original showroom. A select few Lambos — like those from limited production runs — have even risen significantly in price since being sold by the manufacturer.

Do you really have time to save up enough money for a Lambo?

Due to the tendency of Lamborghinis to rise in price as time passes, we should emphasise that, if you spy a particular Lambo you would like to buy, it likely wouldn’t be wise for you to hold off your purchase — or at least not for too long. Otherwise, you could just end up needing to make a much larger outlay for the same Lambo model later down the line. 

Nonetheless, Lamborghini remains an unashamedly high-end brand. Brand new Lamborghinis are always very expensive — and, in many instances, likely to become even more so if you delay your purchases of high-performance mid-engineered supercars from the brand in a bid to free up more time for money-making activities intended to assist you in funding those purchases.

This situation helps to explain why attempting to buy a Lamborghini can feel a lot like constantly chasing a moving target. Basically, the earlier you pounce on your Lambo purchase, the better your long-term financial picture can be as a result.

Drive now, pay later

Arranging a car finance deal in advance can save you from having to foot the entire bill upfront for a car purchase. This particular boon would therefore remove the clearest immediate obstacle to buying a Lambo.

Of course, you would still have to pay for the vehicle at some point — but you could choose to spread its cost over a period of months and even years. That’s because a Lamborghini financing deal would let you break up the car’s overall cost into monthly chunks, making the purchase as a whole easier for you to financially stomach.

Here at Magnitude Finance, we offer a range of car financing options — and which of them you ought to opt for yourself can depend on your personal preferences as well as practical limits placed on you due to your financial situation.

If you are currently uncertain exactly what steps would be best for you, in particular, to take in order to utilise Lamborghini financing to optimal effect, take heart that our website includes articles detailing various car finance tips.

Assured level of car financing expertise

The finance and lease contracts we offer are flexible, and would theoretically allow you to trade in a Lamborghini or part exchange after the financing plan on the vehicle has finished.

Having these options at your disposal would be especially convenient if you like the idea of switching between a variety of Lamborghini models relatively speedily without inflicting an overly punishing effect on your bank balance along the way.

If you are still struggling to make a solid decision about how exactly you personally should buy a Lamborghini on finance, heed that our team at Magnitude Finance runs a Car Finance Academy where you can educate yourself a lot more about options we have made available to you.

Which Lamborghini models are currently on the market?

Lamborghini owes much of its modern success to the diverse nature of the brand’s product offering. Today, Lambo vehicles cover a wide range of price points within the prestige car market, making it easier for many people to buy a Lamborghini that suits their particular needs. 

In recent years, Lamborghini has been engaged in producing automobiles across three different product lines — named Aventador, Huracán and Urus. All three are represented in the following rundown of cars sporting the brand’s iconic emblem of a raging bull.  

Lamborghini Miura

It wouldn’t be overstating the case to say that the supercar as we know it today exists in large part — or even entirely — due to the Lamborghini Miura. 

The earliest Miura model was called the P400 and came with a 3.9-litre Lamborghini V12 engine — the first Lamborghini-made internal combustion engine.

The Miura is an icon, dubbed the world’s first supercar, and you can see why. A collector’s piece for sure, and surely one that can only go up in value in the coming electric future.

Lamborghini Huracán EVO

Some features of the Huracán Performante trickled down to the ‘main’ Huracán line when, in 2019, it was refreshed under the name of the Huracán EVO. These features include the Performante’s engine, while the rear styling has been inspired by that model. 

To be more specific on this point, the Performante’s rear diffuser, exhaust pipe position and radiators have all been carried over to the EVO. The EVO also gets a new ducktail spoiler that delivers five times better downforce compared to the predecessor model. 

The everyday experience of driving the ECO is wonderfully pleasant, largely due to the rear-wheel steering system. Also on board is a new infotainment system — referred to as the Lamborghini Dinamica Viecolo Integrata — which allows either Apple CarPlay or Android Auto to be intuitively utilised via an 8.4-inch, touch-enabled display.

Lamborghini Huracán EVO RWD

In January 2020, Lamborghini rolled out a rear-wheel drive version of the EVO, with a reshaped front splitter that generates more airflow and directs it to the diffuser, which has also been revised.

The RWD model also benefits from the addition of a P-TCS (Performance Traction Control System) feature built to prevent torque from being abruptly cut off.

Opting for the EVO RWD would also enable you to select the paint option of Giallo Belenus as well as a matching leather-and-microsuede interior.

Lamborghini Huracán Performante

The Performante was designed predominantly to be the fastest Hurácan — and, indeed, has dramatically different internals to other models going by the Hurácan name.

For example, the Performante delivers enviable performance in the steering and suspension stakes, while an improved engine and the addition of an innovative active aerodynamic system have also together created a particularly comfortable experience for people in the driver’s seat.

Then there is the visually impressive exterior design, which makes good use of carbon fibre in order to lighten the overall load and allow an optimal level of performance to be achieved.

Lamborghini Huracán STO

Even by the usual standard of Huracán variants, the STO is pretty unorthodox. Compared to those variants, the STO is taller in the rear wing, while the inclusion of a roof snorkel helps to cool down the engine, which is identical to that used in the above-mentioned Performante and EVO.

The entire hood concealing this engine can be opened to uncover a small compartment useful for the storage of racing equipment. Buying an STO would also enable you to use it in any of three driving modes intended to facilitate the use of the car on the road, on dry tarmac or in wet weather.

Lamborghini Huracán Tecnica

If you would like a Lambo Huracán that, in features, sits somewhere between the EVO RWD and the STO, it’s going to feel like Lamborghini read your mind when you clap eyes on the Huracán Tecnica. Visually, it matches the EVO in height and width but is just over six centimetres longer.

With its inclusion of the naturally-aspirated V10 engine, the Tecnica can attain a speed of up to 202mph and accelerate to 62mph in approximately three seconds.

Due to arrive at some point in 2023, this is one to make sure you have your name on the list for.

Lamborghini Urus

Though many people would call the Urus Lamborghini’s first SUV, the company itself instead claims that the Urus is “the first Super Sport Utility Vehicle in the world” and merges “the soul of a super sports car with the practical functionality of an SUV”.

Whatever you do choose to call the Urus, many people obviously like what Lamborghini has done with it. It was originally unveiled in December 2017 — and, within just a few years, 20,000 units had rolled off the production line.

This little stat confirmed that the Urus had become the bestselling Lamborghini model in the shortest time ever. In June 2022, it was also reported that 70% of Urus orders had been placed by customers who had never previously owned a Lamborghini.

Lamborghini Urus Pearl Capsule

This spin on the Urus offers a wealth of customisation options. For example, buyers can choose the colours for not only the paint on the bodywork but also the two-tone Alcantara seats.

It bears emphasis, however, that the differences between the Pearl Capsule and the standard Urus are merely cosmetic. The Pearl Capsule preserves all of the technical specifications of the original Urus, including when it comes to power and torque.

Not that we want to downplay the appeal of the new aesthetic flourishes, which include the pearl paint options of Verde Mantis, Giallo Inti and Arancio Borealis. 

Lamborghini Aventador LP 780-4 Ultimae

The Aventador is, at its heart, a mid-engine sports car that has nonetheless gone through various revisions since it first entered production in February 2011. The Aventador succeeded the Murciélago, which itself supplanted ‘90s favourite the Diablo in 2001.

However, all good things must come to an end at some point — and, though Lamborghini has now officially discontinued the Aventador, the LP 780-4 Ultimae represents a strong refinement of its essence. In other words, it’s a fitting swansong for this much-loved 2010s staple.

With this Ultimae, Lambo has eked even more performance capability from its iconic V12 engine — and the car’s livery balances shapes, light and shade to sumptuous effect. Furthermore, as is Aventador tradition, the overall design is intricately permeated with carbon fibre. 

Lamborghini Aventador SVJ LP 770-4

This track-focused take on the Aventador S made its public debut at the 2018 outing for the California-set automotive charitable event the Pebble Beach Concours d’Elegance — and improves on the Aventador SuperVeloce LP 750-4, which was in production from 2015 to 2017.

The 6.5-litre L539 V12 engine of these predecessors has been overhauled for the SVJ LP 770-4, while the strong presence of both carbon fibre and — in the exhaust system — titanium has helped in reducing the vehicle’s overall weight, which clocks in at 1,525kg.

Given all of these improvements, it shouldn’t be overly surprising that the SVJ LP 770-4 is a zippy thing, ready to accelerate from a stationary position to 62mph in fewer than three seconds and reach as high as 219mph in speed.

What are the best Lamborghinis to buy?

What do you need from a Lamborghini? Your answer to that question will predominantly define what model you ought to buy from the Lambo range. Detailed below are just a few example scenarios indicating how certain car models from the brand can suit very particular buyers.

Best Lamborghinis for collecting

Many Lamborghinis have a high level of collectibility largely due to their historical significance. One good case in point is the 350 GT, which was itself based on the earlier prototype called the 350 GTV and when released in 1964, was intended to compete with the Ferrari 250 GT and 250 GT.

Just 120 units of the 350 GT were made over a two-and-a-half-year period, while the later Countach — the production run of which lasted from 1974 to 1990 — has attained an iconic status making it highly popular with collectors.

Best Lamborghinis for speed

Several Lamborghini models are known to be capable of reaching 221mph, making them the fastest Lambos. However, one of those is neither road legal nor easy to get hold of — and that’s the Sesto Elemento, only ten of which are thought to have been built.

A similarly rare candidate for the accolade of speediest Lamborghini is the early-2010s Veneno, of which just 13 units were built — four coupés and nine roadsters.

For that reason, if you have a strong need for speed, a more obtainable Lamborghini fitting this bill would be the Countach LPI 800-4. Nonetheless, just 112 units were produced — and all of them sold out less than a week after this particular model was officially unveiled in August 2021.

Best Lamborghinis for the more cost-conscious

While it would be misleading to call any Lamborghini ‘cheap’, certain Lambo models are at least inexpensive by the brand’s own standards. One good example is the first-generation Gallardo Coupé, which was in production from 2003 to 2008.

Despite running on a V10 engine rather than the V12 engine that will be more familiar to many Lamborghini enthusiasts, the Gallardo Coupé remains surprisingly breathtaking to drive.

However, if you are actually thinking of simply starting a collection of Lamborghini models rather than intending to drive any of them, it could be wise for you to start with the ‘80s-era Jalpa. 

Just over 400 Jalpas were manufactured — and, even at the time, the Jalpa was meant to be the ‘affordable’ alternative to the Countach, which nonetheless overshadowed it. Hence, Jalpa prices have only subtly increased rather than soared.

Best Lamborghinis for mainstream needs

Traditionally, Lambos have been designed and built for showing off. However, you might have rather more practical needs in mind. 

You might remember the Lamborghini LM002, an off-road vehicle which was manufactured in the late ‘80s and early ‘90s and suited to journeys across gradients of up to 120%.

The long-awaited successor to the LM002 is the Lamborghini Urus, a high-performance luxury SUV that debuted for the 2018 model year and many families would be perfectly happy to use for the school run — something that couldn’t be said about the LM002.

The Urus is already Lamborghini’s best-selling car of the past few years, no doubt down to the fact it’s actually a usable car from a practical standpoint.

Looking to buy a Lamborghini? Read this first

In a 2020 study, Lamborghini was named the UK’s most desired car brand. Much of this popularity could be attributed to the visual appeal and ‘cool factor’ of Lamborghini sports cars as well as the all-around high quality of the Italian supercar firm’s automotive output.

However, it would still be advisable for you to tread carefully if you are keen to buy a Lamborghini. Below, we answer two particular questions that may have been playing on your mind.

How much does it cost to buy a Lambo?

If you are inexperienced with buying high-end cars but are now intent on making your first-ever Lamborghini acquisition, you should probably think about buying a long-discontinued model that still remains in healthy enough supply to have prevented the average price from rising hugely, if at all. 

To this end, you could snap up a Gallardo, which can potentially be priced as low as around £65,000. You could then offload that car later to make back some of your money, perhaps giving you the financial muscle you need to buy another Lambo a little higher up the price scale.

That vehicle could be a Murcielago — which, like the Gallardo, has long ceased production and can be picked up for less than £100,000. If you are feeling more adventurous and fancy an Aventador, keep in mind that a used one can still come with a price tag of under £200,000.

At some point, you might want to transition to buying brand-new Lamborghinis. Fortunately, when it comes to the pricing here, there is some overlap with the used Lambo market — even if we are at pains to emphasise the word ‘some’ there.

Of the Lambo cars that are in production at the time of writing, the Urus can be deemed the brand’s entry-level model — but you should still expect to have to pay something like £160,000 to buy it. Huracán prices, meanwhile, can range from this region to a sum exceeding £200,000.

Then there’s the Aventador, for which you would need to pony up more than £250,000 if you insist on buying a new — rather than preowned — unit.

Ultimately, though, how expensive any Lambo is will depend on the ratio of supply and demand for that particular model. For example, a good-quality Countach will exceed £300,000, while an even rarer ‘landmark’ Lambo model, such as the Miura P400, can be over three times pricier.

Are Lamborghinis reliable?

Given their luxury image today, you could be surprised to learn that, historically, Lamborghinis didn’t always have a solid reputation for reliability. What changed this situation was the company coming under the wing of the Volkswagen Group, which had plenty of reliable tech close to hand.

In the time since, Lamborghinis have soared in reliability, with VW having modernised the production methods and implemented a tougher quality control programme for these vehicles.

These moves have paid off handsomely. In one study by the UK price comparison website Uswitch, the Lamborghini Huracán was named the most reliable supercar on the market. In the same study, the Aventador also made the list of the top ten most reliable supercars.

Therefore, as long as you are selective with what Lamborghini you do buy and where you buy from, that bull on the badge will hopefully be the only thing left raging. However, with this advice, we do not strictly mean to imply that you should give the older, pre-VW models a wide berth.

That’s because the reliability of a Lambo car can also depend on how well it is maintained. Many Lambos should be treated primarily as show cars rather than regularly used for commutes or road trips — and you must remember to act quickly on defects that emerge in the vehicle’s build.

How much should I invest in a Lamborghini?

History is on your side if you are seeking to buy a Lamborghini for investment purposes, as many of the company’s car models have held up impressively well in value. This applies to Aventadors and Huracáns, for example — but many other Lambo models have even grown in value.

As alluded to earlier, the more that demand for a particular model outstrips demand, the higher that model’s value is bound to be. However, to maximise your returns from Lambo investment, you do need to be careful of exactly which models you buy.

So, while a Murcielago might not always be the most lucrative car to sell, a low-mileage SV iteration of it can actually be worth more now than when it originally shipped. This effect is amplified with the Miura P400, the coveted SV version of which is now worth over £2m.

However, there are also several limited-edition Lambos which, in value, have broken past the £2m barrier. These include the Aventador J, Veneno and Veneno Roadster, which have sold for $2.8m, $5.3m and $8.3m respectively — equal to about £2.4m, £4.5 and £7m at the time of writing.

Still, these particular models are so rare, you are unlikely to have a chance of buying them even if you would financially be capable of doing so.

Besides, even if you go slightly further down the rarity scale with the Lambos you consider, you could be faced with a chicken-and-egg situation: that of trying to figure out how you are supposed to make a lot of money from Lambos if you struggle to afford them in the first place.

While our expertise with Lamborghini finance could give you the extra help you need in this department, you can also take comfort that many Lambos that weren’t exactly rare back in their ‘heyday’ — like the Countach and the Diablo — are still commanding respectable prices.

No matter where you do put your supercar investment money, you need to keep in mind that you are playing a ‘long game’ where the value of your assets is at the mercy of market conditions but will hopefully come very, very good if you hang in long enough.

Lamborghini finance packages that get you behind the wheel

The experience of slipping into the driving seat of a Lamborghini can easily generate a lot of excitement. This is largely because Lamborghinis are designed in a meticulous, thoughtful manner befitting the brand’s prestige image.

You very much get what you pay for with a Lamborghini — but this doesn’t strictly mean that you have to do all of the paying at once. That’s why, here at Magnitude Finance, we have introduced a broad selection of Lamborghini financing schemes for making Lambo purchases easier. 

Here are detailed overviews of those finance packages as well as the terms and conditions attached to them. After all, you need to make sure that your choice of Lamborghini financing deal is a well-informed one.

Hire Purchase Finance

Flexibility is entrenched in various facets of this plan — from the 10-40% deposit payable at the start right through to the agreement length, which can be customised to accommodate your particular financial circumstances.

A Hire Purchase Finance agreement with Magnitude Finance is in place for 2-5 years — during which time, monthly instalments are paid until the vehicle’s full retail price is accounted for.

The Hire Purchase Finance option is sometimes referred to as Lease Purchase, and appropriately so — as, though the regular payments may make the deal feel like a lease, once that deal has ran its entire course, the car will have been effectively ‘bought’ at last.

Personal Contract Purchase

Let’s assume that you were initially drawn towards the prospect of a Hire Purchase Finance, but baulked upon learning how much you would need to pay per month on that particular plan.

In this scenario, one appealing alternative could be a Personal Contract Purchase (PCP), one of the market’s most popular car finance products. A PCP, too, would require monthly payments over a pre-agreed term — but those payments will be lower than those a Hire Purchase imposes.

Also like a Hire Purchase, a PCP would entail you paying a flexible deposit at the start. However, at the end of the plan, you would be able to choose whether to pay extra to keep the car or instead save yourself some money by trading or returning that vehicle. 

Hire Purchase with Balloon

The history of Lamborghini is punctuated by the releases of ‘landmark’ car models influencing not only the brand itself but also the car industry more generally. 

However, one problem with attempting to finance the purchase of a classic Lamborghini car is that PCP packages can, at the end of the agreement, stipulate an age limit on the car in question.

Fortunately, no such age limit applies to the Hire Purchase with Balloon plan. Like PCP, Hire Purchase and Balloon would enable you to make reduced monthly payments over the course of the plan — the length of which is likely to be 36-48 months.

At the end of the agreement, you would then be able to do one of the following: 

  • Keep the vehicle 
  • Return the vehicle 
  • Refinance the vehicle’s outstanding balance, allowing the equity to go towards a new model 

Balanced Payments

If you are experienced with investment and have already taken out credit for funding car purchases, you could be enticed by our Balanced Payments offering. This is aimed at borrowers, investors and business owners who are already thoroughly familiar with the world of car finance.

Going down the Balanced Payments route will give you fixed monthly payments, but the interest on those will be tethered to national interest rates rather than fixed.

Consequently, using Balanced Payments for Lamborghini purchases can reduce the deposits and interest rates you would otherwise have to pay. This is also a VAT-exempt solution — and the pre-agreed term over which the regular payments are made will likely be between 24 and 60 months.

Frequently Asked Questions

If you still have one or two lingering questions concerning how to buy a Lamborghini, you might only need to look below to find all of the additional information you need. 

How fast is a Lamborghini?

We have already cited several examples of Lambos — including the Sesto Elemento, the Veneno and the Countach LPI 800-4 — that are all capable of reaching 221mph, the highest speed currently thought to be within any Lamborghini model’s reach.

However, there remain many other Lambos that can hit speeds surpassing 200mph. These cars include the Aventador S, the Aventador SVJ and the Centenario — all of which have been credited with being able to reach 217mph.

So, what is the fastest Lambo when it comes to acceleration? That particular accolade goes to the Sesto Elemento — which, starting in a stationary position, can reach 60mph in 2.5 seconds and 124mph in eight seconds.

Not far behind on these measures of acceleration are Aventador-based special edition cars such as the Veneno and Centenario. However, these are much pricier than the Huracán EVO and Huracán Performante, which can each still achieve 60mph in under three seconds.

How do I buy a Lamborghini?

If you are UK-based and would like to buy a Lamborghini in brand new condition, the obvious step to take would be approaching one of the ten Lamborghini-run dealerships dotted across the UK — including London, Manchester, Bristol, Leeds and Glasgow. 

What if you are more interested in buying used? Again, a dealership — albeit not a Lamborghini-owned one this time — would be your friend.

However, before you drop by any particular dealership’s showroom, it would be worthwhile for you to check the company’s history with Lamborghinis. If the company has serviced and restored many cars from the brand and evidently knows its Lambos, you can rest more easily.

You might want to resist buying from a showroom that has only one or two Lamborghinis at the most, as this could indicate that the dealership treats the marque as more of an afterthought.

Once you have identified the specific Lambo you want and the dealership you want to buy it from, you can proceed to arrange a suitable car financing package with our help. We are a fully independent broker and can ask over 20 different lenders what solutions they are able to offer.

Financing your Lamborghini with Magnitude

We are aware that the field of car finance can be very confusing, especially if you are new to it. This is why we have endeavoured to strip out many superfluous elements of the process.

For example, before you even apply for a PCP, Hire Purchase or Balanced Payments deal, you can use our car finance calculator to get an insight into the required outlay for your chosen plan

If you already have a car finance agreement, whether with us or another company, our car finance settlement calculator can help you to ascertain the loan’s outstanding balance.

Rest assured that, as we are a fully independent credit broker offering concierge services, we can act in your interest rather than that of the dealer or manufacturer. We also have access to exclusive deals for cars valued at more than £25,000.

If you have any remaining questions about Magnitude Finance or any of our services, please reach out to a member of our team — such as by phoning 01943 660703 or filling in and submitting the online contact form on the Magnitude Finance website.