Rates from 8.9% APR  - 8.9% APR Representative

JE - Entrepreneur & co-founder of LDN Muscle.

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James Exton

Why JE chose Magnitude Finance

JE is no stranger to buying cars or using car finance. Financially astute, his objective was to find an extremely cost-effective way of funding a used Range Rover with the option to exit the agreement early without excessive financial penalties.

Working closely with our Head of Prestige – Tim Marlow, James chose a regulated hire purchase agreement with a final balloon payment that kept the monthly payments low but allowed him to exit the agreement at any time without incurring a high penalty charge – something not all companies offer. The LWB Range Rover he chose came from a specialist independent dealer and was treated to some Urban Automotive enhancements which we are big fans of!


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Finance Types

Hire Purchase

Under a Hire Purchase agreement, you usually pay a deposit at the start of the agreement. You then pay the rest of the value of the car in instalments, over a period of between 3 and 5 years.

Balanced Payment Plan

A Balanced Payment Plan offers the benefits of a fixed monthly payment, however tracks the changes in the finance house base rate, LIBOR or bank base, depending on the agreement.

Personal Contract Purchase

PCP is a popular way of financing a vehicle and is usually based upon a Hire Purchase agreement. The main difference is that the vehicle’s value at the end of the agreement is calculated at the start.

Specialist Facilities

We have access to a number of specialist lenders that will look at high value vehicles over £1 million, classic and exotic cars, refinancing existing deals, equity release or even assets other than vehicles.

Representative example - Range Rover

Representative example - Range Rover


Deposit £50,000
Amount of credit £99,000
Total amount payable £179,604.16
Final instalment/ balloon £60,595
Interest Charges £30,594.16
Regular monthly instalment £1,468.28
Duration of agreement 48 months
Representative APR 9.9%
Type of interest Fixed

*This Range Rover PCP finance example is for illustration purposes only. Please contact our finance team for a tailored quotation.

How it works

Our finance calculator and concierge
service makes financing your car simple.

How it works

Call us and get a tailored quote on your chosen car (or apply online).


When you are happy, we’ll create and submit your application to your chosen lender.


Once approved, pay a deposit to the dealer and sign & return the finance documents to us.


We pay the dealer - you pick up your new car!

Already found your dream car?
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Magnitude offer finance for all prestige and performance cars over £25,000. We work closely with our customers to find the optimum finance package.

Why choose Magnitude?

  • Competitive rates
  • Wide choice of agreements and lenders
  • Expert advice
  • Fast response times
  • Ethical lenders
  • Part of DSG Financial Services – 30 years of experience

Our experience is unrivalled

With over 30 years in business building strong relationships with consumers, dealers and manufacturers, no other prestige car finance specialist can match our experience.

As part of DSG Financial Services we have been able to negotiate the very best terms from our lenders on behalf of our customers, so you can expect lower rates than most of our competitors are able to offer – just try us and see.

Our commitment

Magnitude work in your best interests – not those of manufacturers or dealers – to always offer the best overall package for you.