Rates from 8.9% APR  - 8.9% APR Representative
Car Credit

Car Credit

From hatchbacks to hypercars, we offer a range of car credit options to help get you a great deal on your next car.

WE ARE A CREDIT BROKER, NOT A LENDER
B Certified Car Finance Awards
How It Works
1

Calculate your car credit options online

2

Apply online, or contact our team

3

Complete video verification & E-Sign your documents

4

We pay the dealer and you collect your new car!

CAR CREDIT EXAMPLE - PESRSONAL CONTRACT PURCHASE

Representative example - Mini JCW

£22,899

Deposit £4,000
Amount of credit £18,899
Total amount payable £27,904.66
Final Instalment/Balloon £9,932.5
Interest Charges £4,995.66
Regular monthly instalment £297.28
Duration of agreement 48 months
Representative APR 8.9%
Type of interest Fixed

*This PCP finance example is for illustration purposes only. Please contact our finance team for a tailored car credit quotation.

What are the benefits of Car Credit over paying up front?

  • Spread the cost over 2-5 years, rather than paying in one lump sum
  • Flexible deposit options
  • Guaranteed future value for your vehicle in PCP agreements
  • Access to newer, more valuable cars as you’re paying less upfront

Things to consider

  • Interest charges – as with most loans, you will be charged interest for spreading the cost over a longer period
  • Additional mileage charges in PCP agreements
  • You do not own the vehicle until all payments (and balloon payment in PCP agreements) are paid in full