Calculate your car credit options online
Apply online, or contact our team
Complete video verification & E-Sign your documents
We pay the dealer and you collect your new car!
Representative example - Mini JCW
|Amount of credit
|Total amount payable
|Regular monthly instalment
|Duration of agreement
|Type of interest
*This PCP finance example is for illustration purposes only. Please contact our finance team for a tailored car credit quotation.
What are the benefits of Car Credit over paying up front?
- Spread the cost over 2-5 years, rather than paying in one lump sum
- Flexible deposit options
- Guaranteed future value for your vehicle in PCP agreements
- Access to newer, more valuable cars as you’re paying less upfront
Things to consider
- Interest charges – as with most loans, you will be charged interest for spreading the cost over a longer period
- Additional mileage charges in PCP agreements
- You do not own the vehicle until all payments (and balloon payment in PCP agreements) are paid in full