BMW Finance. You buy the BMW. We assist with the Finance.

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BMW Finance


Since its foundation in 1916, BMW has produced exceptional german cars of the highest quality. We help you to fund the purchase with BMW Finance, through HP finance, PCP finance or even balance payments.


BMW owners expect the very best – Magnitude aims to deliver this. We have access to the most competitive rates from a panel of over 20 specialist prestige and performance car finance lenders so we can quickly search for and recommend the best rates and offers for you.


Our unique online car BMW finance calculator provides instant, accurate PCP, hire purchase and balanced payments estimates.

If you would like to vary the terms, reduce your monthly payments or find out more about the options available to you, please send us a message or call our team.


You’ll speak directly to someone who has arranged finance for many BMW’s– not a call centre.

Get in touch

Finance Types

Hire Purchase

Under a Hire Purchase agreement, you usually pay a deposit at the start of the agreement. You then pay the rest of the value of the car in instalments, over a period of between 3 and 5 years.

Balanced Payment Plan

A Balanced Payment Plan offers the benefits of a fixed monthly payment, however tracks the changes in the finance house base rate, LIBOR or bank base, depending on the agreement.

Personal Contract Purchase

PCP is a popular way of financing a vehicle and is usually based upon a Hire Purchase agreement. The main difference is that the vehicle’s value at the end of the agreement is calculated at the start.

Specialist Facilities

We have access to a number of specialist lenders that will look at high value vehicles over £1 million, classic and exotic cars, refinancing existing deals, equity release or even assets other than vehicles.

Representative example - BMW X5 M Estate 2019

Representative example - BMW X5 M Estate 2019


Deposit £10,000
Amount of credit £54,120
Total amount payable £71,271.92
Final instalment/ balloon £1,286.29
Duration of agreement 48 months
Regular monthly instalment £1,276.29
Representative APR 6.8 %
Rate of interest 6.4 %
Type of interest Fixed

*This BMW hire purchase finance example is for illustration purposes only. Please contact our finance team for a tailored quotation.

How it works

Our finance calculator and concierge
service makes financing your car simple.

How it works

Call us and get a tailored quote on your chosen car (or apply online).


When you are happy, we’ll create and submit your application to your chosen lender.


Once approved, pay a deposit to the dealer and sign & return the finance documents to us.


We pay the dealer - you pick up your new car!

Already found your dream car?
Use our calculator to get an estimate for your finance

Use the calculator


We offer great BMW finance deals. Every finance deal is bespoke to you and the car – This means there is no flat price for BMW Finance so be sure to contact us to get a bespoke finance quote.


The first step is a call to our team of experts. Magnitude aims to make BMW finance easy. We offer many different finance packages to suit your needs and allow you to fund the BMW of your choice.



The price of your selected BMW Finance depends on many things, but don’t worry. Get in contact with us now and one of our experts will find the best BMW deals for you.

Magnitude offer finance for all BMW models past and present and will offer you the best in HP finance, PCP Finance And Balance Payment finance deals to help fund your car.

Why choose Magnitude?

  • Competitive rates
  • Wide choice of agreements and lenders
  • Expert advice
  • Fast response times
  • Ethical lenders
  • Part of DSG Financial Services – 30 years of experience

Our experience is unrivalled

With over 30 years in business building strong relationships with consumers, dealers and manufacturers, no other prestige car finance specialist can match our experience.

As part of DSG Financial Services we have been able to negotiate the very best terms from our lenders on behalf of our customers, so you can expect lower rates than most of our competitors are able to offer – just try us and see.

Our commitment

Magnitude work in your best interests – not those of manufacturers or dealers – to always offer the best overall package for you.


Our concierge team loves helping our customers finance their dream car. Get in touch with them to see how we can do the same for you.